Legal Disclaimer

Website Legal Disclaimer for

DBA Sina Mortgage

Effective date: July 20th, 2022

The information provided on the DBA Sina Mortgage website (the โ€œWebsiteโ€) is for general informational purposes only. It does not constitute financial, legal, or professional advice. By accessing or using the Website, you acknowledge that you have read, understood, and agreed to the terms of this legal disclaimer.

No Financial or Legal Advice

The content on the Website is not intended as, and should not be considered, financial, legal, or professional advice. It is provided for general informational purposes only. You should consult with a qualified professional for advice specific to your situation before making any financial or legal decisions.

Accuracy of Information

We strive to provide accurate and up-to-date information on the Website. However, we make no warranties or representations regarding the accuracy, completeness, reliability, or timeliness of the information provided. Any reliance you place on the information from the Website is at your own risk.

No Guarantees or Endorsements

DBA Sina Mortgage does not guarantee the availability, suitability, or effectiveness of any products, services, or information mentioned on the Website. Any references or links to third-party products, services, or websites do not constitute an endorsement or recommendation by DBA Sina Mortgage. We are not responsible for the content, privacy practices, or actions of these third parties.

Limitation of Liability

To the fullest extent permitted by law, DBA Sina Mortgage and its officers, directors, employees, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or in connection with the use or inability to use the Website or the information provided therein. This includes, but is not limited to, damages for loss of profits, data, or other intangible losses, even if advised of the possibility of such damages.

Changes to the Website

DBA Sina Mortgage reserves the right to modify, suspend, or discontinue the Website or any part thereof at any time without prior notice. We shall not be liable for any consequences resulting from such changes or the unavailability of the Website.

Indemnity

By using the Website, you agree to indemnify and hold DBA Sina Mortgage, its officers, directors, employees, and affiliates harmless from and against any claims, liabilities, damages, losses, costs, or expenses arising out of or in connection with your use of the Website or violation of this legal disclaimer.

Governing Law and Jurisdiction

This legal disclaimer shall be governed by and construed in accordance with the laws of Florida. Any disputes arising out of or in connection with this legal disclaimer shall be subject to the exclusive jurisdiction of the courts of Florida.

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Valley Lending LLC

NMLS 2636235

Dennis Gamez

NMLS 1244555

(239) 465-7351

www.nmlsconsumeraccess.org

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DBA Sina Mortgage is managed by Dennis Gamez NMLS 1244555

13372 covenant Road Naples, Florida 34114

Powered by Valley Lending LLC NMLS 2636235

24110 Meadowbrook Road Suite 113 Novi, Michigan 48375

ยฉ 2026 Sina Mortgage. All rights reserved.

Disclaimer: Sina Mortgage is a marketing mortgage company powered by

Valley Lending LLC (NMLS #2636235) and managed by Dennis Gamez (NMLS #1244555).

Equal Housing Opportunity. All loans subject to credit approval and program guidelines.